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ElitePay

A fintech platform for wallet funding, bill payments, and money transfers.

Client

Fintech / Digital Payments

Year

2024

Stack

Next.js, Laravel API, MySQL, Flutter, Paystack

El
01Project Overview

ElitePay gives everyday users a single wallet to fund, pay bills, and move money without juggling five different apps. We built the web platform and companion mobile app end to end, from ledger design to the Paystack integration that settles it all.

02Business Challenge

The client needed a transaction ledger that would stay consistent under concurrent load, real-time balance updates across web and mobile, and a compliance-friendly audit trail — all on a timeline of twelve weeks.

03Our Solution

We designed an event-sourced ledger in Laravel with idempotent transaction handlers, paired it with a Next.js dashboard for real-time balance and transaction views, and shipped a Flutter companion app sharing the same API contract.

// key features

What the platform does

Real-time wallet balance and transaction feed
Bill payment integrations (airtime, data, electricity, cable TV)
Peer-to-peer transfers with instant settlement
Two-factor authentication and transaction PINs
Admin dashboard for reconciliation and dispute handling
// gallery

Screens

dashboard
transactions
mobile
// development process

How we got there

01

Discovery

Mapped transaction flows and compliance requirements with the client's finance team.

02

Architecture

Designed an event-sourced ledger to keep balances consistent under concurrent writes.

03

Build

Parallel-tracked the Laravel API, Next.js dashboard, and Flutter app against a shared contract.

04

Hardening

Load-tested payment endpoints and added idempotency keys ahead of the Paystack integration.

// results and impact

Processed over 12,000 transactions in the first month post-launch

Reduced average bill-payment completion time to under 8 seconds

Zero ledger discrepancies reported across the first two audit cycles

Elite Software Technologies understood the difference between a payments app and a payments system. The ledger has never blinked, even during our biggest traffic days.

Placeholder Client

Founder, ElitePay

Placeholder testimonial pending client sign-off.

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